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September
15 , 2003 - Wyndham City Center, Washington, D.C.
 Webcast
& Transcript (Provided by the Kaiser Family Foundation)
8:00
- 8:45 a.m.
Registration and Continental Breakfast
8:45
- 9:00 a.m.
1. Welcome and Purpose of Meeting
Presenters:
Nancy L. Barrand
The Robert Wood Johnson Foundation
Karen
Davis, Ph.D.
The Commonwealth Fund
9:00
- 10:30 a.m.
2. Employers' Adoption of Consumer-Driven Health Plans
Moderator:
Jennifer N. Edwards, Dr.P.H.
The Commonwealth Fund
Presenters:
Jon Gabel
Health Research and Educational Trust
Meredith
B. Rosenthal, Ph.D.
Harvard University
Presentation Slides: PDF
or Powerpoint
Reactors:
Roger Chizek
Medtronic, Inc.
Presentation Slides:PDF or
Powerpoint
Peter
Hayes
Hannaford Brothers Company
Presentation Slides: PDF or
Powerpoint
Jennifer
Edwards will set the context for the day's discussion by describing
the types of products encompassed by the phrase "consumer-directed
health care." The presenters will give participants a sense
of how widespread use of consumer-driven health plans is, including
the variety of products on the market and employers' perceptions
of and openness to these plans. Rosenthal's presentation will describe
the enrollment in and features of these plans. Gabel will describe
what employers think about consumer-driven health care and how likely
they are to begin offering such benefits to employees. Chizek and
Hayes will describe their decision process on offering consumer-driven
health plans. The remaining time will be available for questions
from audience participants.
10:30
- 10:45 a.m.
Break
10:45
a.m. - 12:00 p.m.
3. Risk Selection: Who Chooses Consumer-Directed Health Care?
Moderator:
Anne K. Gauthier
AcademyHealth
Presenters:
Roger Feldman, Ph.D.
University of Minnesota
Presentation Slides: PDF
or Powerpoint
Laura
Tollen
Kaiser Permanente Institute for
Health Policy
Presentation Slides: PDF or
Powerpoint
Reactors:
Stephen H. Bandeian, M.D., J.D.
MAMSI Health Plans
Presentation Slides: PDF
or Powerpoint
Terry
Jayne
Group Health Cooperative
Presentation Slides: PDF or
Powerpoint
The
presenters will describe the experience of employers in offering
a consumer-driven health product in terms of which employees choose
consumer-driven health. Feldman will highlight data on the health
status and plan selection of employees of six large employers offering
Definity. Tollen will illustrate Humana's experience in offering
a consumer-driven health product to its employees. Specifically,
they will discuss the demographic and risk profiles for those enrolled
in the consumer-directed health plan and those enrolled in more
traditional insurance products. Bandeian and Jayne will describe
risk selection from their health plans' perspectives. The remaining
time will be available for questions.
12:00
- 12:45 p.m.
Lunch
12:45
- 2:00 p.m.
4. Consumers' Experience
Moderator:
Kathryn E. Martin
AcademyHealth
Presenters:
Jon B. Christianson, Ph.D.
University of Minnesota
Presentation Slides: PDF
or Powerpoint
Jinnet
B. Fowles, Ph.D.
Park Nicollet Institute
Presentation Slides: PDF or
Powerpoint
Reactors:
Judith H. Hibbard, Dr. P.H.
University of Oregon
Presentation Slides: PDF
or Powerpoint
David
J. Lansky, Ph.D.
FACCT
Presentation Slides: PDF or
Powerpoint
This
session will highlight employees' experience with consumer-driven
products, including the rationale for their choice, their satisfaction
with the choice, and how they were able to navigate the plan. Fowles
will describe the experience of Humana's employees when the insurer
introduced a set of consumer-driven health options for their own
employees. Christianson will summarize consumer survey data about
their experience of the University of Minnesota's employees, including
the aspects of the consumer-driven plan they like, those they do
not, and whether the plan met their expectations. Hibbard and Lansky
will describe consumers' experiences as they work within a consumer-driven
health plan from their perspectives, including the use of decision
support tools and how consumer-driven health plans can help employees
become more empowered consumers of health care. The remaining time
will be available for questions from audience participants.
2:00
- 2:15 p.m.
Break
2:15
- 3:15 p.m.
5. Evidence about Utilization, Spending, and Cost
Moderator:
Thomas H. Rice, Ph.D.
UCLA
Presenters:
Stephen T. Parente, Ph.D.
University of Minnesota
Presentation Slides: PDF
or Powerpoint
Reactors:
Regina Levin
DefinityHealth
John
M. Bertko, FSA
Humana, Inc.
Presentation Slides: PDF
or Powerpoint
This session will highlight the experience of employers and employees
with respect to utilization, spending, and costs. Parente will examine
whether the patterns of service use and medical care costs change
for enrollees in consumer-driven health plans after enrollment and
will compare the costs and utilization between enrollees in the
consumer-driven health plan and more traditional insurance plans.
Bertko and Levin will share their perspectives on the effect of
consumer-driven plans on utilization, spending, and costs. The remaining
time will be available for questions from audience participants.
3:15 - 3:30 p.m.
Break
3:30
- 4:30 p.m.
6. Implications: Good News? Bad News?
Moderator:
Susan Dentzer
News Hour with Jim Lehrer
Panelists:
Karen Davis, Ph.D.
The Commonwealth Fund
Paul
B. Ginsburg, Ph.D.
Center for Studying Health System Change
Mark V. Pauly, Ph.D.
University of Pennsylvania
Gerald Shea
AFL-CIO
Robert
Stevens
Ridgeview Medical Center
Panelists will discuss the strengths and weaknesses of consumer-driven
health plans in light of the research findings described earlier
in the day. The last half hour of this session will be reserved
for audience questions.
4:35
p.m.
Adjourn
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